Standalone Group Critical Illness

Increased public awareness of its benefits has boosted employee demand for Critical Illness insurance. Providing a lump-sum cash payment, Critical Illness insurance alleviates some of the stress and financial burden when an employee experiences a critical medical condition.

Employers are supplementing or even replacing disability benefits with Smart Choice Group Critical Illness because it covers many of the costs associated with recovery.

SmartChoice Group Critical Illness is one of the most comprehensive critical illness plans available to businesses and their employees, providing benefits that were once available only to large corporations.  And our FIXED RATE STRUCTURE makes it easy to determine cost.

There are no pre-existing medical conditions restrictions and, for groups of 5 or more covered employees there are no medical underwriting requirements.

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Even the one person business can enjoy the benefits available from SmartChoice C.I.